Do You Have a Prescription Insurance Card?

When it comes to picking up prescriptions, we all know things can get a little pricey. However, with a prescription insurance card, you can save yourself money on your next trip to the pharmacy. 

Today, your dependable McAllen pharmacists at Saenz Pharmacy will highlight the benefits of having a prescription insurance card and how you can get one before your next visit to the pharmacy. 

What Is a Prescription Insurance Card?

We’ve all heard of health insurance cards, but have you heard of a prescription insurance card? If your answer is no, don’t worry, you’re not alone.  

Prescription insurance cards are designed to provide lower drug costs to those paying for their prescriptions out of pocket. These cards can be purchased as a stand-alone plan and do not need to be associated with any kind of health insurance. 

A prescription medical card is used in place of health insurance when you go to pick up your medication at the pharmacy. 

How a Prescription Insurance Card Differs From a Prescription Discount Card

Believe it or not, it is quite easy to get these two types of cards confused. 

A prescription insurance card is bought through a plan while a prescription discount card is entirely free. 

Prescription discount cards are a smart option for those who are underinsured or do not have health insurance. Some of the most popular prescription discount cards include GoodRx, Blink Health, ScriptSave WellRX, and the US Pharmacy card. 

Those who already have health insurance should always look into what benefits they have, including how much of their prescription costs are covered. 

Should I Use My Health Insurance Card or a Prescription Discount Card?

When picking up medication at the pharmacy, most people ask themselves, “How much is this going to cost?” 

If you’ve ever wondered the same thing, you might be curious to know whether using a prescription discount card or your health insurance card is the smarter option. It is always wise to compare costs before you go so that you aren’t blindsided at the pharmacy counter. To do this, you can simply log on to your discount card’s website from your phone or computer and see what the price of your prescription is going to be before you pick it up. 

This lets you compare prices between purchasing with your insurance card or a prescription discount card. 

If you are someone who only picks up a couple of prescriptions for unexpected illnesses, it is probably more cost-effective to use a prescription discount card over a health insurance card. However, if you already have health insurance and are trying to meet your deductible, it is probably in your best interest to use your health insurance card and cover the copay price for your prescriptions. 

At the end of the day, the choice is up to you. 

Don’t spend more than you have to on your next trip to the pharmacy. Reach out to Saenz Pharmacy to learn more about pharmacy discount and insurance cards.

If you are curious about which card is the right choice for you, contact or stop by Saenz Pharmacy today!